Rental Guide
Supercar insurance explained
Renting a supercar is exciting — until you worry about what happens if something goes wrong. Here's everything you need to know about insurance and protection.
Important Disclaimer
This guide provides general information only. Insurance terms vary by rental partner. Always read your specific rental agreement and ask questions before signing. We recommend reviewing your policy with the rental company.
Standard Coverage Types
CDW (Collision Damage Waiver)
Usually IncludedCovers damage to the rental car from collisions. Standard on all rentals.
Excess still applies — typically AED 5,000-30,000 depending on car value
Third Party Liability
Usually IncludedCovers damage you cause to other vehicles and property.
Required by UAE law. Minimum coverage included in all rentals.
Theft Protection
Usually IncludedCovers vehicle theft or attempted theft.
You may still be liable for excess if car is stolen
Tire & Windscreen
Often ExtraDamage to tires, wheels, and windscreen from road hazards.
Usually excluded. Ask about adding this coverage.
Personal Accident
Often ExtraCovers medical expenses for driver and passengers.
Often available as add-on. Check your travel insurance first.
Photograph Everything
Take detailed photos and videos of the car before driving away. Document any existing scratches, dents, or damage. Email them to yourself with timestamp.
Understand the Excess
Excess (deductible) is the amount you pay if there's damage. For supercars, this can be AED 15,000-30,000. Know this number before signing.
Check Your Credit Card
Premium credit cards often include rental car insurance. Call your bank to confirm coverage for high-value vehicles in the UAE.
Read the Fine Print
Some policies exclude certain types of damage: undercarriage, roof, driving on unpaved roads. Know what voids your coverage.
Common Exclusions (What's NOT Covered)
Understanding Excess (Deductible)
The excess is the amount you're responsible for if the car is damaged. Even with full insurance, you pay the excess amount first.
| Car Category | Typical Excess |
|---|---|
| Sports Car (Mustang, Camaro) | AED 5,000 - 10,000 |
| Entry Supercar (Porsche, AMG) | AED 10,000 - 15,000 |
| Supercar (Ferrari, Lamborghini) | AED 15,000 - 25,000 |
| Hyper/Ultra Luxury (Rolls-Royce) | AED 25,000 - 50,000 |
* Excess amounts vary by rental partner and specific vehicle. Always confirm before booking.
Insurance FAQ
Can I reduce the excess?
Yes! Many rental companies offer excess reduction packages for an additional daily fee. This can reduce your excess from AED 20,000 to AED 5,000, for example. Worth considering for peace of mind.
What if I get a traffic fine?
Traffic fines are your responsibility. The rental company will charge fines to your card when they receive them (sometimes weeks later). Speeding fines in UAE start at AED 300 and can reach AED 3,000 for serious violations.
Is the security deposit the same as excess?
No. The security deposit is a hold on your card (released after return). The excess is what you pay if there's damage. They're often similar amounts, but serve different purposes. The deposit can also cover fines, fuel, or other charges.
Ready to rent with confidence?
We only work with reputable partners who provide transparent insurance terms. Tell us what you're looking for and we'll find the right match.
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